Dispute a charge
Get that mystery charge on your statement sorted out.
the scenario
try to:
- Identify the charge you're disputing
- Explain why you think it's wrong
- Ask about the dispute process
- Get a reference number
How the call starts
In murmur, Billing Department picks up. This is the first thing you hear.
them
Thank you for calling our billing department. How can I help?
What to cover
- Identify the charge you're disputing
- Explain why you think it's wrong
- Ask about the dispute process
- Get a reference number
Write these down before you dial. Build a script for this call with your own details.
Rehearse it once first
Reading a checklist is the easy part. Saying it to someone who answers back is where calls go wrong. In murmur you make this call out loud, the other side reacts, and afterwards you see which of these goals you hit.
More money calls
Call Your BankSort out that account question without getting lost in phone menus.
Negotiate Rent with LandlordTry to lower your rent or negotiate terms like a grown-up.
Ask to Split Bills DifferentlySuggest a fairer way to split shared expenses with roommates or friends.
Ask Parents for MoneyRequest financial help from family when you really need it.
Ask Friend to Pay You BackRequest money back from a friend who owes you without ruining the friendship.