What do I say when I call to ask parents for money?

Cover these points in order: Be transparent about your situation. Explain what the money is for. Show you've tried other options. Propose a repayment plan if possible. Express genuine gratitude.

murmur

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Ask parents for money

Request financial help from family when you really need it.

the scenario

hardMoneywith Dad

try to:

Be transparent about your situation
Explain what the money is for
Show you've tried other options
Propose a repayment plan if possible
Express genuine gratitude

rehearse this call in murmur

Before a call: the scenario 'ask boss for time off' with three things to try, while the call connects

How the call starts

In murmur, Dad picks up. This is the first thing you hear.

them

Hi, honey! It's so good to hear from you. What's new?

What to cover

Be transparent about your situation
Explain what the money is for
Show you've tried other options
Propose a repayment plan if possible
Express genuine gratitude

Write these down before you dial. Build a script for this call with your own details.

Rehearse it once first

Reading a checklist is the easy part. Saying it to someone who answers back is where calls go wrong. In murmur you make this call out loud, the other side reacts, and afterwards you see which of these goals you hit.

More money calls

Call Your BankSort out that account question without getting lost in phone menus. Dispute a ChargeGet that mystery charge on your statement sorted out. Negotiate Rent with LandlordTry to lower your rent or negotiate terms like a grown-up. Ask to Split Bills DifferentlySuggest a fairer way to split shared expenses with roommates or friends. Ask Friend to Pay You BackRequest money back from a friend who owes you without ruining the friendship.

All calls

Rehearse the call before you dial

murmur is on the App Store, for iPhone.

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